HECM mortgage help for Wenatchee homeowners

The Wenatchee Valley draws people who love orchards, rivers and four real seasons. Many homeowners in Wenatchee, East Wenatchee, Cashmere and Leavenworth have lived here a long time and want to keep enjoying it from the home they know.

If your home has gained value over the years, a HECM mortgage may let you use part of that equity while you stay in your home.

How a HECM mortgage may help in Wenatchee

• Pay off an existing mortgage, so no monthly mortgage payment is required
• Receive funds as a lump sum, monthly payments, a line of credit, or a mix
• Keep ownership of your home and stay as long as you meet the loan terms
• Buy a home that suits this stage of life with a HECM for Purchase

You'll still pay property taxes, homeowners insurance and any HOA dues, and keep the home in good repair. Interest and fees are added to the balance over time.

Home values in Wenatchee

Most Wenatchee Valley homes are within the FHA HECM limit, though some higher-value properties may be worth comparing with a jumbo home equity conversion loan. For 2026, the FHA HECM maximum claim amount is $1,249,125 (HUD). Learn about higher-value homes.

Who I help

I work with homeowners 62 and older in Wenatchee and nearby communities such as East Wenatchee, Cashmere, Leavenworth, Chelan, in Chelan and Douglas Counties. Adult children, trusted friends and financial advisors are always welcome on our calls.

My simple 4-step process

I've been helping Washington homeowners since 1993. First, a free, no-pressure conversation. Second, HUD-approved counseling, which is usually a phone call of about 30 minutes; I'll give you a list of counselors. Third, I handle the paperwork and coordinate the appraisal, title and escrow. Fourth, we review every number together before you sign, and then you close.

☎ Call 425-260-3482 Request a free call

Wenatchee questions

Want a rough idea first? Try the educational estimator. See licensing and disclosures.