:root{--navy:#12324a;--teal:#0f5e63;--teal2:#e7f2f1;--accent:#c8692b;--accent2:#a9541f;--cream:#fbf7f1;--ink:#1d2a33;--muted:#4a5a64;--r:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:400 19px/1.65 "Source Sans 3",system-ui,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:Fraunces,Georgia,serif;color:var(--navy);line-height:1.15;margin:0 0 .5em;font-weight:600}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}h1 em{color:var(--teal);font-style:italic}h2{font-size:clamp(1.75rem,3.2vw,2.5rem)}h3{font-size:1.35rem}
a{color:var(--teal);text-underline-offset:3px}a:hover{color:var(--accent2)}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}.narrow{max-width:860px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:99}
.topbar{background:var(--navy);color:#fff;font-size:17px;padding:6px 0;text-align:center}.topbar a{color:#fff;font-weight:700}
header.site{background:#fff;border-bottom:1px solid #e3e8ea;position:sticky;top:0;z-index:20;box-shadow:0 2px 14px rgba(18,50,74,.06)}
.hdr{display:flex;align-items:center;gap:20px;min-height:84px}
.logo{white-space:nowrap;display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font:600 1.45rem Fraunces,serif}
.logo small{display:block;font:600 14px "Source Sans 3",sans-serif;color:var(--muted);letter-spacing:.02em}
.mark{color:var(--accent);font-size:1.6rem}
nav{display:flex;gap:4px;margin-left:auto}nav a{white-space:nowrap;padding:10px 11px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:600;font-size:18px}
nav a:hover,nav a[aria-current]{background:var(--teal2);color:var(--teal)}
.btn{display:inline-block;padding:14px 24px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:19px;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;font-family:inherit;text-align:center}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(0,0,0,.12)}
.btn-big{padding:18px 30px;font-size:21px}.btn-accent{background:var(--accent);color:#fff}.btn-accent:hover{background:var(--accent2);color:#fff}
.btn-ghost{border-color:var(--teal);color:var(--teal);background:#fff}.btn-call{background:var(--teal);color:#fff;white-space:nowrap}.btn-call:hover{color:#fff;background:var(--navy)}
.btn-light{background:#fff;color:var(--navy)}
.btns{display:flex;flex-wrap:wrap;gap:14px;margin:26px 0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:700;font-size:15px;color:var(--accent2);margin:0 0 10px}
.lead{font-size:1.2rem;color:var(--muted)}
.hero{background:linear-gradient(160deg,var(--cream),#eef5f4);padding:60px 0 70px}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;align-items:center}
.hero-media{position:relative}.hero-photo{width:100%;height:auto;aspect-ratio:4/3.3;object-fit:cover;border-radius:28px;box-shadow:0 24px 60px rgba(18,50,74,.22)}
.jcard{position:absolute;left:-28px;bottom:-30px;background:#fff;border-radius:20px;padding:14px 20px 14px 14px;display:flex;gap:14px;align-items:center;box-shadow:0 16px 40px rgba(18,50,74,.2)}
.jcard img{width:96px;height:110px;object-fit:cover;border-radius:14px}.jcard div{display:flex;flex-direction:column;font-size:16px;line-height:1.35}.jcard strong{font:600 1.25rem Fraunces,serif;color:var(--navy)}.jcard a{font-weight:700;font-size:18px;margin-top:4px}
.trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px 22px;font-weight:600;color:var(--navy)}
.sec{padding:84px 0}.alt{background:var(--cream)}.center{text-align:center;max-width:820px;margin:0 auto 40px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.rounded{width:100%;height:auto;border-radius:24px;box-shadow:0 18px 44px rgba(18,50,74,.15);aspect-ratio:4/3;object-fit:cover}
.card{background:#fff;border-radius:var(--r);padding:28px;box-shadow:0 6px 24px rgba(18,50,74,.08);border:1px solid #e8ecee}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:24px}
.ic{font-size:2rem;width:60px;height:60px;display:grid;place-items:center;background:var(--teal2);border-radius:16px;margin-bottom:14px}
.ticks{list-style:none;padding:0}.ticks li{padding-left:36px;position:relative;margin:12px 0}.ticks li:before{content:"✓";position:absolute;left:0;top:0;width:26px;height:26px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font-size:15px;font-weight:700}
.myths{display:grid;grid-template-columns:1fr 1fr;gap:24px}.myth{font:600 1.2rem Fraunces,serif;color:var(--accent2);margin-top:0}.fact{margin-bottom:0}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.num{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:var(--navy);color:#fff;font:600 1.5rem Fraunces,serif;margin-bottom:14px}
.prose .steps{grid-template-columns:1fr 1fr}
.about{display:grid;grid-template-columns:380px 1fr;gap:56px;align-items:center}
.headshot{width:100%;height:auto;border-radius:28px;box-shadow:0 20px 50px rgba(18,50,74,.2);border:8px solid #fff}
.cred{font-size:17px;color:var(--muted)}
.review blockquote{margin:0 0 14px;font-size:18px}.review figcaption{font-weight:700;color:var(--navy)}.review figcaption span{font-weight:400;color:var(--muted)}
.stars{color:#c8892b;font-size:1.3rem;letter-spacing:2px}
.faq{background:#fff;border:1px solid #dfe6e8;border-radius:14px;margin:12px 0}.faq summary{cursor:pointer;padding:20px 24px;font-weight:700;font-size:1.12rem;color:var(--navy);list-style:none;position:relative;padding-right:56px}
.faq summary::after{content:"+";position:absolute;right:22px;top:12px;font-size:2rem;color:var(--teal)}.faq[open] summary::after{content:"–"}.faq div{padding:0 24px 20px}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:36px;max-width:1000px;margin:0 auto}
label{display:block;font-weight:700;margin-bottom:16px;color:var(--navy)}.opt{font-weight:400;color:var(--muted)}
input,select,textarea{display:block;width:100%;margin-top:6px;font:inherit;font-size:20px;padding:14px 16px;border:2px solid #b9c6cc;border-radius:12px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 4px rgba(15,94,99,.18)}
.money{display:flex;align-items:center;gap:8px}.money span{font-size:22px;margin-top:6px}
label.check{display:flex;gap:12px;align-items:center;font-weight:600}label.check input{width:26px;height:26px;margin:0}
.cout{background:var(--teal2);border-radius:16px;padding:26px;align-self:stretch}.cout .range{font:600 clamp(1.7rem,3vw,2.3rem) Fraunces,serif;color:var(--navy);margin:.2em 0}
.disc-box{max-width:1000px;margin:24px auto 0;font-size:16px;color:var(--muted);background:#fff;border-left:5px solid var(--accent);padding:16px 20px;border-radius:10px}
.cta-band{background:linear-gradient(140deg,var(--navy),var(--teal));color:#fff}.cta-band h2,.cta-band .eyebrow{color:#fff}.cta-band .lead{color:#dce9ec}.cta-band a{color:#fff}
.muted-light{color:#cfe0e4}.form a{color:var(--teal)}.form button{width:100%}.hp{position:absolute;left:-9999px}
.phero{background:linear-gradient(160deg,var(--cream),#eef5f4);padding:56px 0}
.prose h2{margin-top:1.4em}
footer.site{background:#0d2536;color:#d7e2e8;padding:60px 0 100px;font-size:17px}footer a{color:#fff}
.fgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.flogo{font:600 1.2rem Fraunces,serif;color:#fff;margin-bottom:6px}
.eho{font-weight:700;color:#fff}.disc{border-top:1px solid #2c4658;margin-top:28px;padding-top:20px;font-size:15.5px;line-height:1.6}
.small{font-size:16px}.muted{color:var(--muted)}
.fab{display:none}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media (max-width:1060px){nav{display:none}.btn-call{margin-left:auto}.steps{grid-template-columns:1fr 1fr}}
@media (max-width:820px){.hero-grid,.two,.about,.calc,.grid2,.myths,.fgrid{grid-template-columns:1fr}.grid3{grid-template-columns:1fr}
.about .headshot{max-width:300px;margin:0 auto}.jcard{left:12px;right:12px;bottom:-40px}.hero{padding-bottom:80px}.sec{padding:60px 0}
.btn-call{display:none}.fab{display:block;position:fixed;bottom:14px;left:14px;right:14px;z-index:30;background:var(--accent);color:#fff;text-align:center;padding:16px;border-radius:999px;font-weight:700;font-size:20px;text-decoration:none;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.hide-sm{display:none}.btns .btn{width:100%}.steps,.prose .steps{grid-template-columns:1fr}.logo{font-size:1.25rem}}
@media (max-width:1060px){.hdr{flex-wrap:wrap;padding:10px 20px;min-height:0}nav{display:flex;order:3;width:100%;overflow-x:auto;margin:0;gap:2px;padding-bottom:4px}nav a{font-size:17px;padding:8px 10px}}

/* Hero crossfade: 5 images x 6s = 30s loop */
.slides{position:relative;overflow:hidden;background:#dfe9e8}
.slides img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 40%;opacity:0;animation:hfade 30s infinite}
.slides img:nth-child(1){position:relative;opacity:1;animation-name:hfade1}
.slides img:nth-child(2){animation-delay:6s}.slides img:nth-child(3){animation-delay:12s}.slides img:nth-child(4){animation-delay:18s}.slides img:nth-child(5){animation-delay:24s}
@keyframes hfade{0%{opacity:0}4%{opacity:1}20%{opacity:1}24%{opacity:0}100%{opacity:0}}
@keyframes hfade1{0%{opacity:1}20%{opacity:1}24%{opacity:0}96%{opacity:0}100%{opacity:1}}
@media (prefers-reduced-motion:reduce){.slides img{animation:none!important}.slides img:not(:first-child){display:none}.slides img:first-child{opacity:1}}
/* Button contrast fixes inside dark CTA band */
.cta-band .btn-light{color:var(--navy);background:#fff;border-color:#fff}.cta-band .btn-light:hover{color:var(--navy);background:#f3e7dc}
.cta-band .btn-accent,.btn-accent:visited{color:#fff}.cta-band .form a{color:var(--teal)}
.areas{list-style:none;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:12px;max-width:1000px;margin:0 auto 20px}
.areas a{display:block;text-align:center;padding:14px 10px;border:2px solid #d5e2e3;border-radius:14px;font-weight:700;text-decoration:none;background:#fff}
.areas a:hover{border-color:var(--teal);background:var(--teal2)}
.crumbs{display:block;padding-top:16px;padding-bottom:0;font-size:16px;color:var(--muted)}
@media (max-width:820px){.areas{grid-template-columns:1fr 1fr}}
@media (max-width:1340px) and (min-width:1061px){.hdr{gap:12px}nav a{font-size:17px;padding:8px 8px}.btn-call{padding:12px 18px;font-size:18px}.logo{font-size:1.3rem}}
.fab{transition:opacity .25s}.fab.hide{opacity:0;pointer-events:none}
@media(max-width:860px){body{padding-bottom:84px}}
footer.site .also{margin:18px 0 6px}footer.site .also a{color:inherit;text-decoration:underline}
.callpic{width:110px;height:110px;border-radius:50%;object-fit:cover;border:4px solid rgba(255,255,255,.85);margin-bottom:12px;display:block}
.bypic{width:56px;height:56px;border-radius:50%;object-fit:cover;float:left;margin:0 12px 4px 0}
.byline{overflow:hidden}
/* 2026-10-19: larger hero headshot card, placed below the rotating photo so it never covers faces */
.hero-media .jcard{position:relative;left:auto;right:auto;bottom:auto;margin:20px 0 0;padding:16px 26px 16px 16px;gap:22px;align-items:center}
.hero-media .jcard img{width:240px;height:278px;border-radius:18px;object-fit:cover;object-position:center 30%;flex:none}
.hero-media .jcard div{font-size:18px}.hero-media .jcard strong{font-size:1.6rem}.hero-media .jcard a{font-size:20px}
@media (max-width:820px){.hero-media .jcard{margin-top:16px;padding:12px 16px 12px 12px;gap:16px}.hero-media .jcard img{width:150px;height:174px}.hero-media .jcard div{font-size:16px}.hero-media .jcard strong{font-size:1.3rem}.hero{padding-bottom:40px}}