https://home-freedom-advisors.netlify.app/guides/Plain-English reverse mortgage (HECM) guides for Washington homeowners 62+ from Jason Scott Gray, NEXA Lending (NMLS 118354).en-ushttps://home-freedom-advisors.netlify.app/guides/what-happens-to-a-reverse-mortgage-when-the-owner-dies/https://home-freedom-advisors.netlify.app/guides/what-happens-to-a-reverse-mortgage-when-the-owner-dies/Mon, 19 Oct 2026 09:00:00 -0700When the last HECM borrower dies: when the loan comes due, heirs' options and deadlines, the 95% rule, and spouses. Washington guide, Jason Gray, NEXA Lending.